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Minnesota Bonus Tax Calculator

Estimate take-home pay on a bonus, using the federal flat-rate supplemental withholding method

Estimate only — not tax advice. Federal tax on the bonus uses the flat 22% supplemental withholding rate (37% on cumulative supplemental wages over $1,000,000/year) — the alternative "aggregate method" some employers use instead is not modeled. FICA and any state SDI/PFL are computed as the difference between your regular income with and without the bonus added, so the Social Security wage cap applies correctly. State tax on the bonus is a marginal-bracket estimate, not necessarily any special state supplemental rate. See methodology below for source and last-verified date.

How Bonuses Are Taxed in Minnesota (2026)

A bonus paid on a separate check in Minnesota has a flat 22% federal tax withheld (37% on cumulative supplemental wages over $1,000,000 in a year), 7.65% FICA, and a flat 6.25% Minnesota state supplemental rate (percentage method). Withholding is not a higher tax rate — it is just how much your employer holds back up front; your actual tax on the bonus is settled when you file, and any over-withholding comes back as refund.

ComponentRate on the bonus
Federal income tax (supplemental, percentage method)22% flat  ·  37% above $1,000,000/yr
Social Security6.2% (up to $184,500 of total wages)
Medicare1.45%  ·  +0.9% above $200,000
Minnesota state tax6.25% flat (percentage method)

Some employers instead use the aggregate method — adding the bonus to your regular paycheck and withholding as if that were every check — which can withhold more or less than the flat 22%. The calculator above uses the flat-rate (percentage) method.

Minnesota Bonus Take-Home by Amount (2026)

Flat-rate (percentage) method, single filer, bonus paid separately on top of a $65,000 salary. Enter your own numbers in the calculator above — this table is a starting point.

BonusFederal (22%)FICAMinnesota taxTake-home
$1,000$220$77$68$636
$2,500$550$191$170$1,589
$5,000$1,100$383$340$3,178
$10,000$2,200$765$680$6,355
$15,000$3,300$1,148$1,020$9,533
$25,000$5,500$1,913$1,700$15,888

How Minnesota Paycheck Tax Is Calculated (2026)

Source: Minnesota Department of Revenue
Taxable income bracketRate
$0 – $31,6905.35%
$31,690 – $104,0906.80%
$104,090 – $193,2407.85%
$193,240 – +9.85%

Standard deduction (single): $14,575, subtracted from gross income before applying brackets.

state_tax = marginal_bracket_tax(gross_income - 14575, brackets)

Federal Tax & FICA (shared across all states)

Filing statusStandard deduction
Single$16,100
Married Filing Jointly$32,200
Head of Household$24,150
Federal brackets (all filing statuses)10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ

⚠️ Minnesota's married-filing-jointly and head-of-household state brackets have not yet been independently verified against the primary source above — this calculator uses Minnesota's single-filer brackets as an estimate when those statuses are selected.

Guideline version 2026-MN-v1 · Last verified 2026-07-26

Minnesota Bonus Tax FAQ

How are bonuses taxed in MN?

Minnesota applies a flat 6.25% state supplemental withholding rate to a bonus paid separately from your regular paycheck. On top of that comes the flat 22% federal supplemental rate (37% above $1,000,000/year) and 7.65% FICA, so combined withholding on a Minnesota bonus is roughly 36%.

What is the bonus tax rate in Minnesota / how much is a bonus taxed in MN?

6.25% Minnesota + 22% federal + 6.2% Social Security + 1.45% Medicare. A $5,000 bonus therefore has about $1,100 federal, $310 Social Security, $73 Medicare and $310 Minnesota tax withheld, leaving roughly $3,200 in hand - before year-end reconciliation.

How much are bonuses taxed in MN after taxes - do I get any back?

The 6.25% Minnesota and 22% federal figures are withholding rates, not final tax. Minnesota's income tax brackets run 5.35% to 9.85%, so if your marginal rate is below 6.25% you may see some of the state withholding back at filing; likewise for the federal 22%.

Methodology & Source

Minnesota state tax figures sourced from Minnesota Department of Revenue (https://www.revenue.state.mn.us/), citing Minn. Stat. § 290.06. Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Minnesota's married-filing-jointly and head-of-household figures are not yet independently verified and currently fall back to single-filer brackets — see the caveat in the formula section above.

Bonus federal withholding uses the flat supplemental-wage rate (22%, 37% above $1,000,000 cumulative supplemental wages/year), per IRS Publication 15 (Circular E), Employer's Tax Guide, 2026 edition — the alternative "aggregate method" is not modeled. Minnesota's 6.25% state supplemental withholding rate cited on this page is from the Minnesota Department of Revenue employer withholding guide and is a withholding figure, not a separate income-tax rate — the calculator estimates the state tax on the bonus from your marginal bracket, which is what actually determines your liability.

This is an estimate based on standard single-filer federal, FICA, and MN state calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions, and other factors.

Guideline version: 2026-MN-v1 · Effective: 2026-01-01 · Last verified: 2026-07-26