USA Paycheck Calculator

Free, state-specific take-home pay estimates based on 2026 federal, FICA, and state tax rates

Estimate only — not tax advice. Supports single, married-filing-jointly, and head-of-household filing status. Each state page cites its official tax source and last-verified date. For your exact withholding, consult a tax professional or your payroll department.

Choose Your State

All 50 states + DC. Single, married-filing-jointly, and head-of-household estimates, 2026 rates.

Bonus Paycheck Calculator by State

Getting a bonus? Federal tax on bonuses uses a flat 22% supplemental-wage withholding rate (37% above $1,000,000 cumulative supplemental wages/year), separate from your regular paycheck math. See how bonuses are taxed, state by state, or pick your state below for a bonus-specific take-home estimate.

Hourly, Self-Employed & Bonus Versions

Every state page has three more calculators alongside the salary one:

More tools: Salary converter (hourly ↔ annual, gross ↔ net) · How bonuses are taxed · Philadelphia Wage Tax calculator · Withholding pace checkup · Compare two states.

How Your Paycheck Is Calculated

Federal income tax — the same 2026 IRS brackets (10%-37%) apply no matter which state you're in, with standard deductions of $16,100 (single), $32,200 (married filing jointly), or $24,150 (head of household).

FICA — 6.2% Social Security (up to the $184,500 wage base) + 1.45% Medicare (+0.9% above $200,000), also identical nationwide.

State income tax — this is where paychecks diverge. Nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) charge $0. About a dozen more use a single flat rate. The rest use progressive brackets. A few states (CA, NY) also add small mandatory payroll deductions like SDI or Paid Family Leave. Eight states now have a local/municipal tax selector on their own page: NY (NYC, Yonkers) and PA (Philadelphia) fully cover their local tax; MO (Kansas City, St. Louis) and AL (6 cities) cover every jurisdiction that applies; OH, IN, KY, and MD cover only their largest cities/counties — smaller jurisdictions in those four states, and every municipality in the other 42 states, still aren't computed. Each state page states exactly what is and isn't covered rather than silently omitting it.