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How Texas Paycheck Tax Is Calculated (2026)
Source: Texas Comptroller of Public AccountsTexas charges no state income tax. Only federal income tax and FICA are withheld from your paycheck.
Federal Tax & FICA (shared across all states)
| Filing status | Standard deduction |
|---|---|
| Single | $16,100 |
| Married Filing Jointly | $32,200 |
| Head of Household | $24,150 |
| Federal brackets (all filing statuses) | 10% / 12% / 22% / 24% / 32% / 35% / 37% |
|---|---|
| Social Security | 6.2% up to $184,500 wage base |
| Medicare | 1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ |
Guideline version 2026-TX-v1 · Last verified 2026-07-26
Texas Paycheck Calculator FAQ
Does Texas have a state income tax?
No. Texas is one of nine states with no personal income tax, a status enshrined in the Texas Constitution since a 2019 voter-approved amendment (art. VIII, § 24). Your paycheck only has federal income tax and FICA withheld.
How much is take-home pay on $65,000 in Texas?
On a $65,000 gross salary, a single filer in Texas takes home roughly $54,440/year (about $4,537/month) after federal income tax and FICA — no state tax is withheld.
Are there any hidden state or local income taxes in Texas?
No Texas city or county levies a local income tax. Texas instead relies more heavily on sales tax and property tax to fund state and local government.
Methodology & Source
Texas state tax figures sourced from Texas Comptroller of Public Accounts (https://comptroller.texas.gov/), citing Tex. Const. art. VIII, § 24 (voter-approved 2019 ban on a state personal income tax). Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Texas's married-filing-jointly and head-of-household figures have been independently verified against the source above.
Bonus federal withholding uses the flat supplemental-wage rate (22%, 37% above $1,000,000 cumulative supplemental wages/year), per IRS Publication 15 (Circular E), Employer's Tax Guide, 2026 edition — the alternative "aggregate method" is not modeled.
This is an estimate based on standard single-filer federal and FICA calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions (401k, health insurance), and other factors.
Guideline version: 2026-TX-v1 · Effective: 2019-01-01 · Last verified: 2026-07-26