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Georgia Paycheck Calculator

Estimate your 2026 take-home pay after federal tax, FICA, and Georgia state tax

Estimate only — not tax advice. Single-filer assumption, based on standard federal/state calculations. See methodology below for source and last-verified date. For your exact withholding, consult a tax professional or your payroll department.

How to Calculate Your Georgia Take-Home Pay

  1. Start with your gross annual salary.
  2. Subtract the 2026 federal standard deduction ($16,100 single), apply the 2026 federal brackets (10%-37%).
  3. Subtract FICA: 6.2% Social Security (up to $184,500) + 1.45% Medicare (+0.9% above $200,000).
  4. Subtract Georgia's $15,000 single standard deduction from gross wages, then apply the flat 4.99% state rate.
  5. What's left is your net take-home pay — Georgia has no local income tax.

Example: $65,000/year gross salary, single filer, Georgia resident.

  1. Federal tax: $5,620
  2. FICA: $65,000 × 7.65% = $4,972.50
  3. GA taxable wages: $65,000 - $15,000 = $50,000 → GA tax: $50,000 × 4.99% = $2,495
  4. Net annual pay: $65,000 - $5,620 - $4,972.50 - $2,495 = $51,912.50 (≈$4,326.04/month)

How Georgia Paycheck Tax Is Calculated (2026)

Source: Georgia Department of Revenue / Office of the Governor
Flat state rate4.99%
Standard deduction (single)$15,000
state_tax = max(0, gross_income - 15000) × 0.0499

Federal Tax & FICA (shared across all states)

Federal standard deduction (single)$16,100
Federal brackets10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000

Guideline version 2026-GA-v1 · Last verified 2026-07-26

Georgia Paycheck Calculator FAQ

What is Georgia's state income tax rate in 2026?

Georgia charges a flat 4.99% rate for tax year 2026, cut from 5.19% by HB 463 (signed May 11, 2026, retroactive to January 1, 2026). The law schedules further 0.125%-point annual cuts starting 2027 until the rate reaches 3.99%.

What is Georgia's standard deduction?

$15,000 for single filers and married filing separately in 2026 (up from prior years under HB 463), $30,000 for married filing jointly.

Does Georgia have local income tax?

No. Georgia counties and cities do not levy separate local income taxes on wages.

Methodology & Source

Georgia state tax figures sourced from Georgia Department of Revenue / Office of the Governor (https://dor.georgia.gov/), citing HB 463 (signed 2026-05-11), cutting the flat rate from 5.19% to 4.99% retroactive to 2026-01-01; see https://gov.georgia.gov/press-releases/2026-05-11/gov-kemp-signs-legislation-lowering-taxes-and-supporting-economic-growth. Federal brackets and FICA constants sourced from the IRS (Revenue Procedure 2025-32).

This is an estimate based on standard single-filer federal, FICA, and GA state calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions (401k, health insurance), and other factors.

Guideline version: 2026-GA-v1 · Effective: 2026-01-01 · Last verified: 2026-07-26