← USA Paycheck Calculator · New York Paycheck Calculator

New York Hourly Wage Tax Calculator

Convert an hourly rate into 2026 take-home pay after federal tax, FICA, and New York state tax — annual, monthly and weekly

Estimate only — not tax advice. Enter your hourly rate, regular hours, and any weekly overtime hours (paid at time-and-a-half); the calculator annualizes that and applies 2026 federal tax, FICA, and New York state tax. Supports single, married-filing-jointly and head-of-household, plus optional pre-tax 401(k), HSA and health premiums. Models standard weekly overtime only. See methodology below for source and last-verified date.
+ Pre-tax deductions (401k, HSA, health insurance)

$X an Hour Is How Much a Year After Taxes in New York?

Full-time at 40 hours a week (2,080 hours a year), single filer, after federal tax, FICA and New York state tax. Use the calculator above for other hours, overtime, or filing status.

Hourly rateGross / yearNet / yearNet / monthNet / week
$15/hr$31,200$26,027$2,169$501
$18/hr$37,440$30,677$2,556$590
$20/hr$41,600$33,776$2,815$650
$25/hr$52,000$41,526$3,461$799
$30/hr$62,400$49,276$4,106$948
$40/hr$83,200$63,106$5,259$1,214
$50/hr$104,000$76,486$6,374$1,471

How New York Paycheck Tax Is Calculated (2026)

Source: New York State Department of Taxation and Finance
Taxable income bracketRate
$0 – $8,5003.90%
$8,500 – $11,7004.40%
$11,700 – $13,9005.15%
$13,900 – $80,6505.40%
$80,650 – $215,4005.90%
$215,400 – $1,077,5506.85%
$1,077,550 – $5,000,0009.65%
$5,000,000 – $25,000,00010.30%
$25,000,000 – +10.90%

Standard deduction (single): $8,000, subtracted from gross income before applying brackets.

state_tax = marginal_bracket_tax(gross_income - 8000, brackets)

New York Paid Family Leave (PFL): 0.432% of wages, capped at $411.91/year. Mandatory employee payroll deduction, 0.432% of wages in 2026, capped at $411.91/year. Funds paid family leave benefits — separate from income tax.

Federal Tax & FICA (shared across all states)

Filing statusStandard deduction
Single$16,100
Married Filing Jointly$32,200
Head of Household$24,150
Federal brackets (all filing statuses)10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ

⚠️ New York's married-filing-jointly and head-of-household state brackets have not yet been independently verified against the primary source above — this calculator uses New York's single-filer brackets as an estimate when those statuses are selected.

⚠️ This estimate now computes New York City resident tax (3.078%-3.876% brackets) and the Yonkers resident surcharge (16.75% of net NY state tax) when selected above. Not covered: Yonkers non-resident earnings tax (a separate levy on people who work, but don't live, in Yonkers) and the Metropolitan Commuter Transportation Mobility Tax (MCTMT) on self-employment income — neither is modeled here.

Guideline version 2026-NY-v2 · Last verified 2026-08-18

New York Hourly Wage Tax FAQ

What is $25 an hour after taxes in New York?

About $41,000-$42,000 net per year for a single full-time worker after federal tax, 7.65% FICA and New York State tax - lower if you live in New York City, which adds its own income tax (roughly 3%-3.9%). The calculator above handles the NYC option.

Does the calculator include NYC or Yonkers tax?

Yes if you select it. Choose New York City or Yonkers from the local tax dropdown; NYC uses its own bracket schedule on your state taxable income and Yonkers adds a surcharge on your New York State tax.

Is New York overtime taxed at a higher rate?

Overtime is taxed at the same rates. Time-and-a-half raises gross pay, so more of your income can land in New York's higher brackets or the federal 22%/24% bracket, making the overtime portion look more heavily taxed.

Methodology & Source

New York state tax figures sourced from New York State Department of Taxation and Finance (https://www.tax.ny.gov/), citing N.Y. Tax Law § 601 — FY2026 budget cut the bottom five bracket rates 0.1 point starting tax year 2026 (4%→3.9%, 4.5%→4.4%, 5.25%→5.15%, 5.5%→5.4%, 6%→5.9%). Thresholds below are the single-filer schedule — previously this file incorrectly used married-filing-jointly thresholds.. Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). New York's married-filing-jointly and head-of-household figures are not yet independently verified and currently fall back to single-filer brackets — see the caveat in the formula section above.

Local tax figures sourced from NYS Department of Taxation and Finance (IT-201 instructions) / City of Yonkers Code, Article IX. NYC resident brackets cross-checked against two independent secondary sources 2026-07-29; Yonkers 16.75% resident surcharge (of net NY state tax) is a long-standing, unindexed statutory figure, cross-checked against a second secondary source the same day.

This is an estimate based on standard single-filer federal, FICA, NY state tax, and NY PFL calculations. Actual withholding may differ based on your W-4/IT-2104 elections, pre-tax deductions, NYC/Yonkers tax, and other factors.

Pre-tax deductions assumption: HSA and health insurance premium contributions are assumed to also reduce the New York Paid Family Leave (PFL) wage base, consistent with their FICA wage treatment. This is a reasonable default, not independently verified against New York's specific New York Paid Family Leave (PFL) statute.

Guideline version: 2026-NY-v2 · Effective: 2026-01-01 · Last verified: 2026-08-18