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Texas Paycheck Calculator FAQ
Does Texas have a state income tax?
No. Texas is one of nine states with no personal income tax, a status enshrined in the Texas Constitution since a 2019 voter-approved amendment (art. VIII, § 24). Your paycheck only has federal income tax and FICA withheld.
How much is take-home pay on $65,000 in Texas?
On a $65,000 gross salary, a single filer in Texas takes home roughly $54,440/year (about $4,537/month) after federal income tax and FICA — no state tax is withheld.
Are there any hidden state or local income taxes in Texas?
No Texas city or county levies a local income tax. Texas instead relies more heavily on sales tax and property tax to fund state and local government.
Methodology & Source
Texas state tax figures sourced from Texas Comptroller of Public Accounts (https://comptroller.texas.gov/), citing Tex. Const. art. VIII, § 24 (voter-approved 2019 ban on a state personal income tax). Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Texas's married-filing-jointly and head-of-household figures have been independently verified against the source above.
Self-employment tax uses the statutory 15.3% rate (12.4% Social Security + 2.9% Medicare) on 92.35% of net self-employment income, with half of the SE tax deducted from federal taxable income above-the-line — per IRS Schedule SE (Form 1040) instructions, IRC §1401 and §164(f), 2026 edition. The 20% Qualified Business Income deduction (IRC §199A) is not modeled — it phases out by income and business type and is too state/entity-dependent to compute generically. This assumes the self-employment income is your only earnings for the year; if you also have W-2 wages, the Social Security wage-base cap and Additional Medicare threshold are actually based on your combined earnings, so this will overstate SE tax if you have significant wage income too.
This is an estimate based on standard single-filer federal and FICA calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions (401k, health insurance), and other factors.
Guideline version: 2026-TX-v1 · Effective: 2019-01-01 · Last verified: 2026-07-26