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Indiana Hourly Wage Tax Calculator

Convert an hourly rate into 2026 take-home pay after federal tax, FICA, and Indiana state tax — annual, monthly and weekly

Estimate only — not tax advice. Enter your hourly rate, regular hours, and any weekly overtime hours (paid at time-and-a-half); the calculator annualizes that and applies 2026 federal tax, FICA, and Indiana state tax. Supports single, married-filing-jointly and head-of-household, plus optional pre-tax 401(k), HSA and health premiums. Models standard weekly overtime only. See methodology below for source and last-verified date.
+ Pre-tax deductions (401k, HSA, health insurance)

$X an Hour Is How Much a Year After Taxes in Indiana?

Full-time at 40 hours a week (2,080 hours a year), single filer, after federal tax, FICA and Indiana state tax. Use the calculator above for other hours, overtime, or filing status.

Hourly rateGross / yearNet / yearNet / monthNet / week
$15/hr$31,200$26,329$2,194$506
$18/hr$37,440$31,159$2,597$599
$20/hr$41,600$34,378$2,865$661
$25/hr$52,000$42,428$3,536$816
$30/hr$62,400$50,478$4,206$971
$40/hr$83,200$64,907$5,409$1,248
$50/hr$104,000$78,926$6,577$1,518

How Indiana Paycheck Tax Is Calculated (2026)

Source: Indiana Department of Revenue
Flat state rate2.95%
state_tax = max(0, gross_income - 0) × 0.0295

Federal Tax & FICA (shared across all states)

Filing statusStandard deduction
Single$16,100
Married Filing Jointly$32,200
Head of Household$24,150
Federal brackets (all filing statuses)10% / 12% / 22% / 24% / 32% / 35% / 37%
Social Security6.2% up to $184,500 wage base
Medicare1.45% on all wages, +0.9% above $200,000 single/HoH, $250,000 MFJ

⚠️ Indiana's married-filing-jointly and head-of-household state brackets have not yet been independently verified against the primary source above — this calculator uses Indiana's single-filer brackets as an estimate when those statuses are selected.

⚠️ Indiana's 92 counties each levy their own local income tax (resident-based), ranging 0.50%-3.38%. Marion (Indianapolis), Allen (Fort Wayne), St. Joseph (South Bend), Elkhart, Hamilton, Hendricks, and Tippecanoe Counties are now computed via the selector above (applied to the same IN taxable-income base as the state tax itself, not gross); the other 85 Indiana counties are still not covered — this is often the largest single layer of any state on this calculator, so double-check your county's rate if it isn't listed.

Guideline version 2026-IN-v1 · Last verified 2026-07-26

Indiana Hourly Wage Tax FAQ

What is $20 an hour after taxes in Indiana?

About $34,000 net per year for a single full-time worker after federal tax, 7.65% FICA, Indiana’s flat 2.95% state tax and your county income tax. Select your county in the calculator above.

Does the Indiana calculator include county tax?

Yes if you select a county. Marion (Indianapolis), Allen (Fort Wayne), St. Joseph, Elkhart, Hamilton, Hendricks and Tippecanoe are built in at their current rates; choose 'other' for a custom county rate.

How is overtime taxed in Indiana?

At the same flat state and county rates as regular pay, plus federal and FICA. Time-and-a-half increases gross pay and can push part of it into a higher federal bracket.

Methodology & Source

Indiana state tax figures sourced from Indiana Department of Revenue (https://www.in.gov/dor/), citing Ind. Code § 6-3-2-1 — flat 2.95% for 2026. Federal brackets, standard deductions (single/MFJ/HoH), and FICA constants sourced from the IRS (Revenue Procedure 2025-32; married-filing-jointly Additional Medicare threshold of $250,000 is a separate, unindexed statutory figure). Indiana's married-filing-jointly and head-of-household figures are not yet independently verified and currently fall back to single-filer brackets — see the caveat in the formula section above.

Local tax figures sourced from Indiana Department of Revenue, Departmental Notice #1 (county tax rate chart). Rates cross-checked against two independent secondary sources 2026-07-29 (countrytaxcalc.com, tax-rates.org via search synthesis) for the 7 counties listed; the official DOR PDF (in.gov/dor/files/dn01.pdf) could not be parsed by available tooling in this environment, so these rely on secondary-source cross-checks only, same fallback as documented elsewhere on this site (e.g. tax.ohio.gov). Lake County was excluded — uniquely among Indiana's 92 counties, it currently levies no local income tax. Vanderburgh, Vigo, and Monroe Counties were excluded due to conflicting rates across sources (e.g. Vanderburgh cited as both 1.20% and 1.75%) rather than guess between them. Indiana has 92 counties total; only the 7 largest with agreeing sources are covered below.

This is an estimate based on standard single-filer federal, FICA, and IN state calculations. Actual withholding may differ based on your W-4 elections, pre-tax deductions, and other factors.

Guideline version: 2026-IN-v1 · Effective: 2026-01-01 · Last verified: 2026-07-26